BrightPoint is temporarily suspending Term Loan, Revenue-Based, and Equipment Financing. We are offering COVID-19 Essential Business Funding.
Visit our home page to learn more.

COVID-19 Essential

Businesses Funding

Paycheck Protection Program isn’t enough. We have a funding solution to fuel your business immediately.

Applying will not affect your credit score.*

Funding up to

$350,000

Terms up to

24 months

Apply in

7 minutes

Funding in

5 days

Designed to fuel essential businesses

Markets & Foods

Grocery markets, convenience & liquor stores, and all types of food suppliers including wholesalers and manufacturers.

Medical & Pharmaceutical

All medical product-related manufacturers, wholesalers, retailers, including pharmacies and laboratories.

Cleaning & Sanitizing

Janitorial services, recycling, septic tank, and all types of suppliers of chemicals and sanitation products.

Transportation & Shipping

Logistics & freight forwarding companies including all types of distribution, packaging, and shipping services.

Technology

Computer programming, IT facilities managements, and network/system design services and consultants.

Construction

All contractors and construction companies including the suppliers of building materials and equipment.

Is your business essential? See our full list

This is not a part of Economic Injury Disaster Loan or any other government-supported financing programs. Through this program, only businesses that are categorized as essential will receive the advances to help providing more products and services and keep America strong amidst the COVID-19 crisis.

Program hightlights

  • Designed to fuel essential businesses

  • No personal guarantee or collateral

  • No interest after 6 months if your business incurred a loss during the payment period**

  • 100% Prepayment Benefit - if you qualify for this option, you can pay your loan off early and all remaining interest is waived with no penalty or fee

Apply nowApplying will not affect your credit score.*

What you need to get started

Minimum qualifications

  • checkmark600+ FICO
  • checkmark2 years in business
  • checkmark$25,000 in monthly revenue
Ready to apply? Get started

What you need to apply

  • checkmarkComplete application
  • checkmark6 months most recent bank statement
  • checkmark2019 business tax return or proof of extension

Meet some of our incredible customers

  • testimonial profile

    Running a business like ours when we need the capital, we need it immediately. Timing is of the essence for us and BrightPoint always delivered what we needed. Our revenue jumped more than 300% and grew from 4 employees to over 20 in just two years.


    Evelyn J | Contractors | $150,000

  • testimonial profile

    I actually didn't expect to be approved because of the debt I was struggling with, but BrightPoint found a solution and made it happen. Our account manager was very supportive and informed me how everything works. I sincerely felt he cared about getting what I wanted and what I needed.


    Roman H | Restaurant Owner | $75,000

  • testimonial profile

    Process of getting a business loan couldn't be much easier, it took only a few documents for verification and money was deposited in 2 days. As a small company, the big banks weren't interested in looking at anything from us for more than a month, so we turned to BrightPoint and they helped us out immediately.


    Patrick O | IT Consulting Company | $200,000

  • testimonial profile

    Running a business like ours when we need the capital, we need it immediately. Timing is of the essence for us and BrightPoint always delivered what we needed. Our revenue jumped more than 300% and grew from 4 employees to over 20 in just two years.


    Evelyn J | Contractors | $150,000

  • testimonial profile

    I actually didn't expect to be approved because of the debt I was struggling with, but BrightPoint found a solution and made it happen. Our account manager was very supportive and informed me how everything works. I sincerely felt he cared about getting what I wanted and what I needed.


    Roman H | Restaurant Owner | $75,000

  • testimonial profile

    Process of getting a business loan couldn't be much easier, it took only a few documents for verification and money was deposited in 2 days. As a small company, the big banks weren't interested in looking at anything from us for more than a month, so we turned to BrightPoint and they helped us out immediately.


    Patrick O | IT Consulting Company | $200,000

  • testimonial profile

    Running a business like ours when we need the capital, we need it immediately. Timing is of the essence for us and BrightPoint always delivered what we needed. Our revenue jumped more than 300% and grew from 4 employees to over 20 in just two years.


    Evelyn J | Contractors | $150,000

  • testimonial profile

    I actually didn't expect to be approved because of the debt I was struggling with, but BrightPoint found a solution and made it happen. Our account manager was very supportive and informed me how everything works. I sincerely felt he cared about getting what I wanted and what I needed.


    Roman H | Restaurant Owner | $75,000

  • testimonial profile

    Process of getting a business loan couldn't be much easier, it took only a few documents for verification and money was deposited in 2 days. As a small company, the big banks weren't interested in looking at anything from us for more than a month, so we turned to BrightPoint and they helped us out immediately.


    Patrick O | IT Consulting Company | $200,000

  • testimonial profile

    Running a business like ours when we need the capital, we need it immediately. Timing is of the essence for us and BrightPoint always delivered what we needed. Our revenue jumped more than 300% and grew from 4 employees to over 20 in just two years.


    Evelyn J | Contractors | $150,000

  • testimonial profile

    I actually didn't expect to be approved because of the debt I was struggling with, but BrightPoint found a solution and made it happen. Our account manager was very supportive and informed me how everything works. I sincerely felt he cared about getting what I wanted and what I needed.


    Roman H | Restaurant Owner | $75,000

  • testimonial profile

    Process of getting a business loan couldn't be much easier, it took only a few documents for verification and money was deposited in 2 days. As a small company, the big banks weren't interested in looking at anything from us for more than a month, so we turned to BrightPoint and they helped us out immediately.


    Patrick O | IT Consulting Company | $200,000

  • testimonial profile

    Running a business like ours when we need the capital, we need it immediately. Timing is of the essence for us and BrightPoint always delivered what we needed. Our revenue jumped more than 300% and grew from 4 employees to over 20 in just two years.


    Evelyn J | Contractors | $150,000

  • testimonial profile

    I actually didn't expect to be approved because of the debt I was struggling with, but BrightPoint found a solution and made it happen. Our account manager was very supportive and informed me how everything works. I sincerely felt he cared about getting what I wanted and what I needed.


    Roman H | Restaurant Owner | $75,000

  • testimonial profile

    Process of getting a business loan couldn't be much easier, it took only a few documents for verification and money was deposited in 2 days. As a small company, the big banks weren't interested in looking at anything from us for more than a month, so we turned to BrightPoint and they helped us out immediately.


    Patrick O | IT Consulting Company | $200,000

  • testimonial profile

    Running a business like ours when we need the capital, we need it immediately. Timing is of the essence for us and BrightPoint always delivered what we needed. Our revenue jumped more than 300% and grew from 4 employees to over 20 in just two years.


    Evelyn J | Contractors | $150,000

  • testimonial profile

    I actually didn't expect to be approved because of the debt I was struggling with, but BrightPoint found a solution and made it happen. Our account manager was very supportive and informed me how everything works. I sincerely felt he cared about getting what I wanted and what I needed.


    Roman H | Restaurant Owner | $75,000

  • testimonial profile

    Process of getting a business loan couldn't be much easier, it took only a few documents for verification and money was deposited in 2 days. As a small company, the big banks weren't interested in looking at anything from us for more than a month, so we turned to BrightPoint and they helped us out immediately.


    Patrick O | IT Consulting Company | $200,000

  • testimonial profile

    Running a business like ours when we need the capital, we need it immediately. Timing is of the essence for us and BrightPoint always delivered what we needed. Our revenue jumped more than 300% and grew from 4 employees to over 20 in just two years.


    Evelyn J | Contractors | $150,000

  • testimonial profile

    I actually didn't expect to be approved because of the debt I was struggling with, but BrightPoint found a solution and made it happen. Our account manager was very supportive and informed me how everything works. I sincerely felt he cared about getting what I wanted and what I needed.


    Roman H | Restaurant Owner | $75,000

  • testimonial profile

    Process of getting a business loan couldn't be much easier, it took only a few documents for verification and money was deposited in 2 days. As a small company, the big banks weren't interested in looking at anything from us for more than a month, so we turned to BrightPoint and they helped us out immediately.


    Patrick O | IT Consulting Company | $200,000

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7,000+

Businesses Funded

A+ Rating

Better Business Bureau

38+

Lenders Network

Speak to our loan specialist

(888) 567-8912

COVID-19 New Business Hours

Monday - Friday | 8am - 2pm PST

* We do not perform a hard credit pull when you apply for less than $150,000.

** Applies to loans serviced and funded by BrightPoint Capital from 6/1/2020 thru 12/31/2020. CPA certified profit & loss statement is required.