Term loan designed

for a growing business

Applying will not affect your credit score.*

Loan up to

$1 million

Rates as low as

7.99 %

Funding as fast as

3 days

Grow your business with express term loan

Design for growth

Get 100% of the funds upfront to invest in projects that help grow your business

Fast funding

Apply online in minutes and have funds deposited in your bank account in a week

Dedicated advisor

Our advisors will work with you throughout the entire process, readily available

Perfect loan for a

growing business

Our express term loans are perfect for healthy businesses with steady revenue. Offering longer repayment periods and flexible usage, our term loans provide speed, simplicity, and versatility to meet the funding needs of small business

Apply nowApplying will not affect your credit score.*

What you need to get started

Minimum qualifications

  • checkmark680+ FICO
  • checkmark3+ years in business
  • checkmark$25,000 in monthly sales
  • checkmark$10,000 average daily balance
Ready to apply? Get started

What you need to apply

  • checkmarkComplete application
  • checkmarkDriver's license copy
  • checkmark6 months most recent bank statement
  • checkmarkPrevious year business tax return

Meet some of our incredible customers

  • testimonial profile

    Running a business like ours when we need the capital, we need it immediately. Timing is of the essence for us and BrightPoint always delivered what we needed. Our revenue jumped more than 300% and grew from 4 employees to over 20 in just two years.


    Evelyn J | Contractors | $150,000

  • testimonial profile

    I actually didn't expect to be approved because of the debt I was struggling with, but BrightPoint found a solution and made it happen. Our account manager was very supportive and informed me how everything works. I sincerely felt he cared about getting what I wanted and what I needed.


    Roman H | Restaurant Owner | $75,000

  • testimonial profile

    Process of getting a business loan couldn't be much easier, it took only a few documents for verification and money was deposited in 2 days. As a small company, the big banks weren't interested in looking at anything from us for more than a month, so we turned to BrightPoint and they helped us out immediately.


    Patrick O | IT Consulting Company | $200,000

  • testimonial profile

    Running a business like ours when we need the capital, we need it immediately. Timing is of the essence for us and BrightPoint always delivered what we needed. Our revenue jumped more than 300% and grew from 4 employees to over 20 in just two years.


    Evelyn J | Contractors | $150,000

  • testimonial profile

    I actually didn't expect to be approved because of the debt I was struggling with, but BrightPoint found a solution and made it happen. Our account manager was very supportive and informed me how everything works. I sincerely felt he cared about getting what I wanted and what I needed.


    Roman H | Restaurant Owner | $75,000

  • testimonial profile

    Process of getting a business loan couldn't be much easier, it took only a few documents for verification and money was deposited in 2 days. As a small company, the big banks weren't interested in looking at anything from us for more than a month, so we turned to BrightPoint and they helped us out immediately.


    Patrick O | IT Consulting Company | $200,000

  • testimonial profile

    Running a business like ours when we need the capital, we need it immediately. Timing is of the essence for us and BrightPoint always delivered what we needed. Our revenue jumped more than 300% and grew from 4 employees to over 20 in just two years.


    Evelyn J | Contractors | $150,000

  • testimonial profile

    I actually didn't expect to be approved because of the debt I was struggling with, but BrightPoint found a solution and made it happen. Our account manager was very supportive and informed me how everything works. I sincerely felt he cared about getting what I wanted and what I needed.


    Roman H | Restaurant Owner | $75,000

  • testimonial profile

    Process of getting a business loan couldn't be much easier, it took only a few documents for verification and money was deposited in 2 days. As a small company, the big banks weren't interested in looking at anything from us for more than a month, so we turned to BrightPoint and they helped us out immediately.


    Patrick O | IT Consulting Company | $200,000

  • testimonial profile

    Running a business like ours when we need the capital, we need it immediately. Timing is of the essence for us and BrightPoint always delivered what we needed. Our revenue jumped more than 300% and grew from 4 employees to over 20 in just two years.


    Evelyn J | Contractors | $150,000

  • testimonial profile

    I actually didn't expect to be approved because of the debt I was struggling with, but BrightPoint found a solution and made it happen. Our account manager was very supportive and informed me how everything works. I sincerely felt he cared about getting what I wanted and what I needed.


    Roman H | Restaurant Owner | $75,000

  • testimonial profile

    Process of getting a business loan couldn't be much easier, it took only a few documents for verification and money was deposited in 2 days. As a small company, the big banks weren't interested in looking at anything from us for more than a month, so we turned to BrightPoint and they helped us out immediately.


    Patrick O | IT Consulting Company | $200,000

  • testimonial profile

    Running a business like ours when we need the capital, we need it immediately. Timing is of the essence for us and BrightPoint always delivered what we needed. Our revenue jumped more than 300% and grew from 4 employees to over 20 in just two years.


    Evelyn J | Contractors | $150,000

  • testimonial profile

    I actually didn't expect to be approved because of the debt I was struggling with, but BrightPoint found a solution and made it happen. Our account manager was very supportive and informed me how everything works. I sincerely felt he cared about getting what I wanted and what I needed.


    Roman H | Restaurant Owner | $75,000

  • testimonial profile

    Process of getting a business loan couldn't be much easier, it took only a few documents for verification and money was deposited in 2 days. As a small company, the big banks weren't interested in looking at anything from us for more than a month, so we turned to BrightPoint and they helped us out immediately.


    Patrick O | IT Consulting Company | $200,000

  • testimonial profile

    Running a business like ours when we need the capital, we need it immediately. Timing is of the essence for us and BrightPoint always delivered what we needed. Our revenue jumped more than 300% and grew from 4 employees to over 20 in just two years.


    Evelyn J | Contractors | $150,000

  • testimonial profile

    I actually didn't expect to be approved because of the debt I was struggling with, but BrightPoint found a solution and made it happen. Our account manager was very supportive and informed me how everything works. I sincerely felt he cared about getting what I wanted and what I needed.


    Roman H | Restaurant Owner | $75,000

  • testimonial profile

    Process of getting a business loan couldn't be much easier, it took only a few documents for verification and money was deposited in 2 days. As a small company, the big banks weren't interested in looking at anything from us for more than a month, so we turned to BrightPoint and they helped us out immediately.


    Patrick O | IT Consulting Company | $200,000

  • testimonial profile

    Running a business like ours when we need the capital, we need it immediately. Timing is of the essence for us and BrightPoint always delivered what we needed. Our revenue jumped more than 300% and grew from 4 employees to over 20 in just two years.


    Evelyn J | Contractors | $150,000

  • testimonial profile

    I actually didn't expect to be approved because of the debt I was struggling with, but BrightPoint found a solution and made it happen. Our account manager was very supportive and informed me how everything works. I sincerely felt he cared about getting what I wanted and what I needed.


    Roman H | Restaurant Owner | $75,000

  • testimonial profile

    Process of getting a business loan couldn't be much easier, it took only a few documents for verification and money was deposited in 2 days. As a small company, the big banks weren't interested in looking at anything from us for more than a month, so we turned to BrightPoint and they helped us out immediately.


    Patrick O | IT Consulting Company | $200,000

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Speak to our loan specialist

(888) 567-8912

Monday - Friday • 7am - 4pm PST